Insurers operating health insurance policies want to be kept up to date with your current health, which is why you are asked to go for a medical when you take out a policy and usually once a year after that. It's important that you keep your insurer informed, because any change in your health may require a change in policy and any claim you make will be based on the information your insurer has about you.

Updating your Health Insurance

If you're the sort of person that puts off going to the doctor until it's absolutely unavoidable, you could run the risk of losing out when it comes to your health insurance. Statistics show that men, in particular, don't go to their doctor when they should. A report earlier this year by the National Cancer Intelligence Network showed that men are 40% more likely to die from cancer than women. There are a number of reasons for this, and one is that men are more likely to ignore symptoms and only go to the doctor when it's too late. In order to benefit from your health insurance, you should go to the doctor as soon as you suspect you have a problem - no matter how worried or embarrassed you may be:

Arrange a check-up - if you have a history of a particular disease or condition in your family, make sure you get a regular check up. This could be to identify cholesterol levels, examine prominent moles or check for other potential problems. A brief appointment with your doctor can set your mind at rest. If a diagnosis is made, you should inform your health insurance broker or provider as soon as possible so that your policy can be updated.

Don't ignore problems - if you think you may have a medical problem, go and see your doctor as soon as possible. It may be nothing, in which case you are reassured and don't need to worry. On the other hand, you may have caught something potentially dangerous at an early stage when it can be treated and you can talk to your health insurance company about helping with treatment and care.

Find Great Cover with The Insurance Service

If you're looking for a new health insurance policy, or you need to apply for the first time, talk to us at The Insurance Service. We are completely independent of any of the health insurance providers, so we can give you unbiased recommendations that are clear to understand, allowing you to make an informed choice. Take a look a the useful information on our site and get an online quote today, or call us on 0845 053 3404.

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